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It is normal for car accident victims to have their minds racing with questions such as “Who will repair my car?”, “How am I going to pay for my treatment?” and “Why is my personal injury claim taking so long?” Oftentimes, we think that letting the claims adjuster deal with the details of our case might be the easiest course of action. The truth is, this could hurt your case more than help it.
In our experience, blindly trusting an insurance adjuster is one of the worst ways to go about a personal injury claim, especially if you were the victim of grave injuries.
Usually, adjusters will try to use a variety of tricks to lower the value of your claim and trick you out of fair compensation. They may even try to get you to drop your claim for compensation.
We’ve all seen commercials and advertisements of big insurance carriers talking about how they are on their client’s side and how your well-being is the only thing they care about. Unfortunately, this couldn’t be further from the truth.
Insurance claim adjusters and insurance providers will try to offer you a quick settlement proposal and then pay you the bare minimum for your compensation. The goal of insurance companies is not to help you but rather to make money on insurance premiums and commissions from settling accident claims.
When you get in an accident, be prepared to be bombarded by dirty tricks from adjusters, as they will try to persuade you to settle for a much lower offer.
Our expert accident injury lawyers have prepared a list of tricks used by insurance adjusters to lower the value of your claim. This list will enable you to make correct decisions in case you ever get in a car accident.
Insurance companies know what an emotional time the aftermath of an accident is. It is normal to feel somewhat guilty after an accident even when it wasn’t your fault. Claims adjusters will try to take advantage of this. Adjusters will deny your claim and then coerce you into admitting you were at fault or at least partially responsible for the accident.
The way adjusters play the blame game is by asking seemingly innocent questions such as “What could you have done to prevent the accident?”. That way they will find ways to make you contradict yourself and even make you look as if you were the at-fault party.
It is known that insurance companies fear lawyers getting involved in a personal injury case. Getting an experienced attorney involved in your case quickly is a surefire way to guard yourself against all the tricks insurance companies use to lower your compensation.
Just as well, with a personal injury attorney by your side, you will receive the maximum compensation for your injuries rather than directly settling a personal injury claim with an insurance company.
One of the most common tricks insurance companies use is when adjusters try to rush you into a conversation. While it is necessary for them to get the facts and information of the accident, it can also be used as a tool to get an unfavorable admission from you.
Never provide any information aside from what is necessary. Hire an experienced accident lawyer before speaking to an insurance company.
Getting their hands on your medical records is another common tactic insurance adjusters will use to try to deny liability for their clients.
It is not uncommon for them to request authorization to view your records completely unrelated to your accident to try to tie your past medical history to your current injuries and minimize your compensation for the medical bills as a result.
Another way insurance adjusters could use your treatment against you is by recommending an independent medical exam. Far from being independent, this medical exam will normally be conducted by a medical doctor recommended by the insurance company. The details of which can be used against you.
Always be careful about what the insurance adjusters ask you to sign. It is better to wait until an experienced accident lawyer has reviewed your case and can provide you with the proper legal counsel to protect your claim from this kind of predatory tactic.
One of the dirty tricks insurance adjusters use to minimize personal injury victims’ injuries is by putting them under surveillance.
Just having someone stay around in front of your house to watch you pick up boxes or do trivial things such as mowing your lawn can be used as a weapon for them to claim that you aren’t as gravely injured as you claim.
Surveillance plays have gotten worse over the years with the advent of social media. It is not uncommon now for insurance agents to comb through your social media feeds on Facebook, Instagram, or Twitter, to try to find some incriminating evidence to deny your pain and suffering.
Being an accident victim is stressful, and dealing with all the paperwork and treatments on top of having to fight for your rightful compensation from insurance companies can be taxing mentally, emotionally, and physically.
Know that you are not alone during this difficult time. Our personal injury attorneys have years of experience dealing with insurance companies and winning the maximum compensation available for our clients.
We have the needed expertise to help you fight against these tactics and tricks commonly used to avoid offering a fair settlement. If you or a loved one have been injured in an accident, do not hesitate to contact Farahi Law Firm.
We are determined to get you the medical treatment you need and win you the maximum compensation you deserve. We work on a contingency fee basis and offer our clients a No Fee Guarantee, this means you won’t need to pay us a single cent unless we win! Contact us today at (844) 824-2955 for a free consultation on your case.
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THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT PROVIDE LEGAL ADVICE. PLEASE DO NOT ACT OR REFRAIN FROM ACTING BASED ON ANYTHING YOU READ ON THIS SITE.
USING THIS SITE OR COMMUNICATING WITH THE LAW OFFICES OF FARAHI LAW FIRM THROUGH THIS SITE DOES NOT FORM AN ATTORNEY/CLIENT RELATIONSHIP. THIS SITE IS LEGAL ADVERTISING.
Copyright © 2023 FARAHI LAW FIRM, APC. All Rights Reserved.