After a serious accident, victims often suffer more than just medical expenses and property damage. The emotional distress, physical pain, and diminished quality of life that follow can be just as devastating. However, many insurance companies try to minimize or deny compensation for non-economic damages, arguing pain and suffering are subjective and difficult to prove.
This is where having an experienced personal injury lawyer like Farahi Law Firm becomes essential. We secure maximum compensation for noneconomic damages, including emotional pain, loss of consortium, and diminished enjoyment of life. These damages recognize the intangible losses victims experience, ensuring they receive fair financial recovery for their suffering.
In this guide, we’ll explore:
- What non-economic damages cover and why they’re crucial.
- How insurance companies try to dispute them.
- How a Personal Injury Lawyer Proves Pain and Suffering
What Are Non-Economic Damages in a Personal Injury Case?
When an accident causes severe injuries, victims often endure long-term pain, emotional distress, and psychological trauma that impact their daily lives. These losses fall under non-economic damages, which compensate for the intangible harm caused by an accident.
Types of Non-Economic Damages
- Pain and Suffering – Compensation for physical pain, discomfort, and ongoing medical care due to an accident.
- Emotional Distress & Mental Trauma – Covers anxiety symptoms, persistent anxiety, PTSD, and post-accident anxiety that affect a victim’s well-being.
- Loss of Enjoyment of Life – When a victim can no longer participate in hobbies, sports, or daily activities they once loved.
- Loss of Consortium – Compensation for the impact on spousal relationships and family life caused by physical impairment or emotional injuries.
- Punitive Damages – Awarded when the responsible party acted with reckless disregard for safety, punishing gross negligence.
How Are These Damages Different From Economic Losses?
- Economic Damages = Tangible losses like medical bills, lost wages, and property damage with clear financial value.
- Non-Economic Damages = Subjective losses like pain, suffering, and emotional trauma that don’t have a fixed dollar amount.
Insurance companies often downplay non-economic damages, making it crucial to work with an experienced attorney who can prove the full impact of your injuries and fight for maximum compensation.
How Insurance Companies Try to Deny Non-Economic Damages
When pursuing compensation for pain and suffering, accident victims often encounter resistance from insurance companies. Since non-economic damages are subjective and lack tangible proof like medical bills or property damage receipts, insurers use various tactics to reduce payouts or deny claims altogether.
1. Arguing That Pain and Suffering Are “Exaggerated”
- Insurance adjusters claim that emotional distress, anxiety symptoms, and mental trauma are difficult to quantify.
- Without medical records documenting persistent anxiety or post-accident anxiety, they argue that the claim is based on “feelings” rather than facts.
2. Using Pre-Existing Conditions to Minimize Your Claim
- If a victim has prior anxiety, PTSD, or chronic pain, insurers argue that the accident didn’t cause their suffering.
- Solution: An experienced personal injury lawyer gathers medical evidence to prove how the accident aggravated pre-existing conditions.
3. Offering Low Settlements Before Victims Understand Their Rights
- Many victims are unaware of the actual value of their pain and suffering claim.
- Insurers pressure them to accept low settlements quickly before they can seek legal advice.
- Solution: Working with an expert Panorama personal injury lawyer helps you understand the extent of your physical and emotional injuries and ensures you don’t settle for less than you deserve.
4. Claiming That Daily Life Hasn’t Been Affected
- Adjusters may monitor your social media profiles or conduct surveillance to argue that a victim’s quality of life hasn’t significantly changed.
- Solution: Lawyers work with medical professionals and expert witnesses to provide scientific evidence of emotional pain and physical impairment.
A Personal Injury Lawyer Can Help Prove Pain and Suffering
Since insurance companies dispute non-economic damages, victims need an experienced attorney to prove the full impact of their injuries. Here’s how a Farahi Law Firm strengthens your case for maximum compensation:
1. Collecting Medical & Psychological Evidence
- Medical care records confirm the extent of physical pain and impairment.
- Mental health evaluations document anxiety symptoms, emotional distress, and post-accident trauma.
2. Using Expert Testimony
- Medical professionals explain how severe injuries lead to chronic pain and diminished quality of life.
- Psychologists and psychiatrists validate mental trauma and provide clinical assessments.
3. Demonstrating How the Injury Affects Daily Life
- Testimony from family, friends, and co-workers illustrates emotional injuries, lifestyle changes, and loss of enjoyment.
- Lawyers use comparative before-and-after evidence to showcase the impact on the victim’s well-being.
4. Calculating Pain and Suffering Using Proven Methods
While economic damages have records like medical bills, pain and suffering are subjective. Courts and insurers use two primary methods to calculate it.
- Multiplier Method: Multiplying economic damages (medical expenses, lost wages) by a factor based on injury severity.
- Per Diem Method: Assigning a daily rate for pain based on the length of recovery.
Hiring a Personal Injury Firm is Critical for Non-Economic Compensation
Securing maximum compensation for pain and suffering requires legal expertise. Without Farahi Law Firm, victims risk lowball settlements or outright denial from insurance companies that downplay noneconomic damages like emotional distress and loss of enjoyment of life.
How a Farahi Law Firm Strengthens Your Claim
- We Fight Against Insurance Tactics – Lawyers anticipate insurer arguments and provide concrete evidence to counter unfair claim denials.
- We Work With Medical Experts – Medical professionals validate physical impairment, emotional pain, and mental trauma, strengthening the case.
- We Negotiate for Fair Settlements—A personal injury lawyer ensures victims don’t settle for less than they deserve, even when insurers make quick, low offers.
- We prepare for Trial if Necessary – Lawyers take the case to court if insurance companies refuse fair compensation, holding negligent parties accountable.
Victims often struggle to receive fair financial recovery for their noneconomic damages without legal representation. Working with an experienced attorney in Panorama ensures that all intangible losses are appropriately valued and compensated.
Secure the Medical Treatment you need and the Money You Deserve
Pain and suffering are real—and they deserve compensation. Victims of severe injuries shouldn’t let insurance companies downplay their suffering or pressure them into accepting low settlements.
Farahi Law Firm fights for accident victims to recover maximum compensation for noneconomic damages, including physical pain, emotional distress, and diminished quality of life.
Don’t let insurers dictate what your suffering is worth. Contact Farahi Law Firm today for a free case review!
