Summary
Filing a car accident claim in California can be overwhelming. This guide breaks down the requirements, from reporting the crash to gathering evidence. Learn how the claims process works, what documents are essential, and how a Visalia personal injury lawyer can help you pursue compensation for injuries, property damage, and lost income.
Table of Contents
You’re driving through downtown Visalia when another vehicle slams into your car. Your heart races, and your thoughts spiral: What do I do next? Will insurance cover the damages? Can I file a car accident claim? In California, the answers depend on a few crucial factors.
This guide explains everything you need to know about the requirements when filing a claim and protecting your rights, as well as how our Visalia personal injury lawyer team at Farahi Law Firm can support you.
California’s Fault-Based Auto Insurance System
California follows a fault-based system for auto accident claims. This means the driver responsible for the accident is also responsible for the damages. According to the new California Auto Insurance Requirement, each driver is required to carry a minimum auto insurance coverage:
- $30,000 for injury/death to one person
- $60,000 for injury/death to more than one person
- $15,000 for property damage
These limits often fall short when serious injuries are involved, so seeking full compensation through a personal injury claim is necessary.
Legal Requirements for Filing a Car Accident Claim
To file a car accident claim in California, here are some key legal requirements:
- The accident must be reported to law enforcement if there are injuries, deaths, or significant damage.
- You must notify the DMV within 10 days using the SR-1 form.
- Your driver’s license must be valid at the time of the crash.
- File the claim with your insurer or the at-fault driver’s insurer. While you may do this independently, it is best to consult with our personal injury lawyer before filing any claim to get maximum compensation.
- Be aware of California’s statute of limitations: you have 2 years from the date of injury to file a claim.
Failure to meet these requirements could affect your eligibility for compensation.
Key Evidence Needed to Support Your Claim
The success of your claim depends on solid documentation. Gather the following:
- Police report and accident scene photos
- Medical records and medical bills
- Contact info of witnesses
- Vehicle damage estimates
- Your auto insurance information and insurance policy details
Download our FREE printable Post-Accident Checklist here.
Types of Compensation Available in California
Victims of car accidents in California may be eligible for:
- Medical expenses and ongoing medical treatment
- Lost wages and reduced earning capacity
- Pain and suffering
- Property damage
- Punitive damages (in cases of gross negligence or drunk driving)
How Our Visalia Personal Injury Lawyer Can Help
While the process may seem straightforward, insurance companies often delay or deny claims. Our Visalia personal injury lawyer can:
- Handle negotiations with the insurance adjuster
- Help interpret confusing policy language
- Build a strong claim using evidence
- File a lawsuit if necessary
For residents of Visalia and the surrounding areas, Farahi Law Firm’s Visalia office offers personalized support throughout the claims process.
Common Questions About Car Accident Claims in California
You can still file a claim, but it may weaken your case and affect insurers’ responses. Speak with our car accident lawyer immediately.
You have two years from the date of the accident to file a personal injury claim under California law.
Yes. Most insurance policies require prompt notification. Failing to do so could lead to denied coverage.
Only if your claim is accepted and proven – that’s why solid evidence and medical records are key to strengthening your personal injury claim.
California follows a comparative negligence rule, so you may still recover damages based on your share of the fault.
You Don’t Have to Do This Alone. We are Here to Help You.
Filing a car accident claim isn’t just about paperwork—it’s about recovering your health, peace of mind, and financial stability. Let the experienced team at Farahi Law Firm fight for your rights and help you through the claims process.
✅ We offer free case evaluations.
✅ You don’t pay unless we win.
Contact us today and let us help you secure the compensation you deserve.
