San Diego Uber Accident Lawyers

Insurance Requirement for Uber in California

The California Public Utilities Commission (CPUC) has put in place rules that are designed specifically for transportation network companies (TNC) to protect passengers, drivers, and pedestrians. The level of insurance coverage that Uber provides is determined by the service app, and it is broken up into three different periods.

Uber’s insurance coverage is based on the features of its ridesharing service and covers three time periods.

• Period 1: App open – waiting for a match.

Uber provides the following insurance coverage:

• $50,000 for personal injuries and death per person
• $100,000 for personal injuries and death per accident
• $30,000 for property damages

TNCs are also expected to have excess liability insurance coverage of at least $200,000 per occurrence.

• Period 2: Match accepted-driver is on their way to pick up the passenger.

Uber provides primary commercial liability insurance coverage for up to $1 million per accident.

• Period 3: The passenger is still in the vehicle until the passenger exits the Uber vehicle.

Uber offers insurance coverage of up to $1 million per accident. This includes protection for accidents caused by uninsured or underinsured drivers.

An accident that occurs with an Uber driver that is not logged into their Uber app, or is on a personal ride, will only be covered by their own auto insurance. An accident victim will not be able to file an insurance claim with the rideshare company.

According to the California Public Utilities Commission, TNC drivers are now categorized as employees under Assembly Bills 5. This will have a large impact on both these workers and transportation companies around California.

The changes that have been made not only improve things for Uber drivers, but these changes also make rideshare drivers more accountable if they are found to be at fault in an accident. These changes also help passengers or other victims of automobile accidents involving ride-sharing apps.

It is important to seek legal advice from an experienced attorney when you are involved in an Uber accident. This way, you can be sure that your rights are protected and that you have the best chance at obtaining the monetary compensation you deserve.

Who Can Be Held Liable for an Uber Accident?

An Uber auto accident claim is more complex than a regular car accident claim. If you’re an Uber passenger involved in a crash, you may face the following situations:

• The Uber driver was at fault for the accident.
• The Uber driver was not at fault for the accident.

As the victim of an Uber-related accident, you are in a win-win situation.

• If your ridesharing driver, is the at-fault driver, then the ridesharing company’s insurance company will cover your injuries and damages.
• If another negligent driver is responsible for the rideshare accident, the third party’s insurance will be liable for your compensatory damages.
• If the traffic accident was caused by an uninsured or underinsured motorist, then you are also covered by the ridesharing service’s liability insurance.

Commonly Sustained Motor Vehicle Accident Injuries

Just like any other motor vehicle collision, ridesharing accidents may also result in the same common injuries. Some of the most commonly sustained ridesharing injuries are:

• Traumatic brain injury
• Spinal cord injury
• Bone fractures
• Whiplash
• Back injury
• Loss of limbs

Steps to Take if You Are Injured in a Ridesharing Accident

If you are involved in a rideshare accident, there are certain steps you can take to ensure you receive the proper medical care and increase the chances of your claim for damages being successful. These steps will help you build a strong case.

1. Contact the police – You must contact the police as soon as possible following the ridesharing accident. A police officer must be at the accident scene to file a police report. This accident report may be used by your Uber accident attorney to help support your claim.
2. Seek medical attention – Even if you think you may have only sustained minor injuries, it is still crucial that you see a medical provider to ensure that you do not have internal organ damage. Symptoms of internal injuries may not present themselves outwardly and may cause long-term side effects without medical treatment.
3. Document the incident and your injuries – Be sure to take plenty of pictures of the accident scene from different angles. This will help ensure that important details are captured. It is also important to document your injuries as soon after the incident as possible, and then again as they heal. Your personal injury attorney may also use these photos to help strengthen your claim.
4. Write down the details of the accident – Make sure to write down as many details about the accident as you can remember. This includes how the incident occurred and what happened afterward. Recall as much information as possible to provide an accurate account.
5. Contact a San Diego Uber accident lawyer – After being involved in an Uber accident, it is important to seek legal assistance from an experienced lawyer. An experienced accident attorney can provide support throughout the entire process and help you recover the maximum compensation possible. Taking prompt action following an accident is crucial in protecting your rights and interests.

 Recoverable Compensation in an Uber Accident Claim

As an injured party, you may be eligible for financial compensation for your injuries and damages. You may be entitled to the following economic and non-economic damages:

• Medical expenses
• future medical bills
• Physical therapy
• loss of income
• Property damage expenses
• Pain and suffering
• loss of consortium
• loss of enjoyment
• Other out-of-pocket expenses incurred due to the accident
• And more

It is important to hire a car accident attorney to handle your personal injury claim. This is because insurance providers can take advantage of you during this difficult time. An insurance adjuster may try to trick you into lowering the value of your claim to avoid offering you a fair compensation amount. Having legal representation will ensure that you are protected throughout the process.

Injured in an Uber accident? Contact our San Diego Uber accident attorneys today!

At Farahi Law Firm, we have successfully assisted many Uber accident victims in recovering compensation for their injuries and damages. If you have been involved in an Uber accident, it is imperative that you seek legal assistance from an experienced San Diego Uber accident lawyer as soon as possible.

Not only will we handle the complex paperwork of your case, but we will also ensure that you receive the right medical care and put you in touch with the best doctors to aid you throughout the recovery process. We will deal with the insurance companies and the at-fault parties so you can focus on your recovery.

Contact us at (619) 776-3851 for a free, no obligation consultation.