Lancaster Uber Accident Lawyers

Insurance Requirement for Uber in California

The California Public Utilities Commission has created regulations to safeguard people who use or are associated with transportation network companies (TNCs). These regulations have been implemented to ensure the safety of everyone involved in ride-sharing.

Uber’s insurance coverage is determined by the features of its service app and spans three periods.

• Period 1: App open – waiting for a match.

Uber provides the following insurance coverage:

• $50,000 for personal injuries and death per person
• $100,000 for personal injuries and death per accident
• $30,000 for property damages

Transportation network companies are also expected to have excess liability insurance coverage of at least $200,000 per occurrence.

• Period 2: Match accepted-driver is on their way to pick up the passenger.

Uber provides primary commercial liability insurance coverage for up to $1 million per accident.

• Period 3: The passenger is still in the vehicle until the passenger exits the vehicle.

Uber provides up to $1 million in commercial liability insurance coverage for any accidents that occur during a ride. Uber also provides Uninsured and Underinsured motorist protection for the same amount.

If an Uber driver was on a personal drive or was not logged into the app at the time of the accident, their personal insurance coverage will be the only source of financial compensation.

The California Public Utilities Commission has declared that drivers for TNCs are now considered employees under the state’s Assembly Bill 5. This ruling is likely to have a significant effect on TNC drivers and transportation companies across California.

This new policy could be beneficial for both Uber drivers, but this may also impact their accountability in case of negligence. Passengers or accident victims who encounter a problem during their ride-sharing journey may benefit as well. This can make the ride-sharing experience safer and more secure for all.

It is important to seek the assistance of an experienced lawyer who specializes in Uber-related accidents when dealing with the complicated claims process. Having legal representation from a Lancaster Uber accident lawyer can help you secure the best possible outcome.

Which Party is Liable in an Uber Accident?

Auto accident victims involving an Uber may have a more complex claim process than that of a typical car crash. The process of an Uber accident claim may be more complex than that of a typical car crash. Uber accident victims could be faced with a number of issues, including:

• The Uber driver was at fault for the accident.
• The Uber driver was not at fault for the accident.

But as the injured party in an Uber accident, you are in a win-win situation.

• If your ridesharing driver is at-fault for the accident, then the ridesharing service’s insurance coverage will pay for your accident injuries and property damage.
• If your rideshare driver is not the at-fault party and another driver is responsible for the accident, the third party’s car insurance is responsible for your compensatory damages.
• If an Uninsured or Underinsured motorist causes the accident, then you are also covered by the ridesharing service’s liability insurance.

Most Common Motor Vehicle Accident Injuries

Rideshare accidents, like typical car accidents, can cause a variety of physical injuries. For some injury victims, these injuries may require prolonged medical treatment and incur costly out-of-pocket expenses.

Some of the most common injuries an accident injury victim might sustain in an Uber accident are:

• Traumatic brain injury
• Spinal cord injury
• Broken bones
• Whiplash
• Back injury
• Loss of limbs

What Compensation Can an Accident Victim Recover in an Uber Accident Claim?

If you choose to file a personal injury claim to recover fair compensation for your injuries and damages, you may be entitled to the following economic and non-economic damages:

• Medical expenses
• Future medical care
• Property damage
• Loss of income
• Emotional distress
• Mental anguish
• Loss of enjoyment of life
• Loss of consortium
• Loss of quality of life
• And more

If the accident led to the wrongful death of your loved one, you may be eligible to file a wrongful death claim for their injuries and damages. Although no amount of compensation can make up for the loss of a loved one, these compensatory damages are meant to help the personal injury victim’s family with any financial losses that occurred due to the accidents.

During this difficult time, it is crucial that you hire a Lancaster Uber accident lawyer to help guide you through the legal process of an insurance claim. Insurance companies may take advantage of your vulnerability and lowball you. Insurance adjusters will use every trick in the book to try to lower the value of your claim in order to avoid offering you a fair settlement.

Steps to Take if You Are Injured in a Ridesharing Accident

If you have been involved in an accident while using a rideshare service, it is important to take the necessary steps to ensure that your claim for compensation is valid and substantial.

1. Contact the police – It is important to call the police after an accident occurs. A police officer must be present at the accident scene and file a police report. Remember to procure the report number. This may be used as evidence by your personal injury attorney.
2. Seek medical care – You must seek medical attention immediately following your accident. Even if you suspect your injuries to be minor you must have them assessed by a health care provider. Some internal injuries may not present themselves outwardly, if they are left untreated they may cause more severe damage.
3. Document the incident and your injuries – Be sure to take multiple pictures of the accident scene from various vantage points, ensuring that all relevant details are captured. You must also document your injuries after the accident and during your treatment. These photographs and notes can be valuable pieces of evidence for building a case.
4. Collect information – Record the names and pertinent information of all the individuals involved, including their identification, license plate numbers, and if possible, their insurance company information. Additionally, if there is any witness on the scene, make sure to get their contact details as well.
5. Contact Lancaster Uber accident lawyers – It is in your best interest to hire a Lancaster Uber accident lawyer to help ensure you receive the maximum compensation possible for your Uber accident claim.

Experienced Lancaster Uber Accident Lawyers

If you or a loved one have been injured in an Uber accident due to a negligent driver, you may be eligible to file an Uber accident claim to claim financial compensation for your injuries and damages. It is crucial that you contact a personal injury lawyer who is experienced in Uber accident cases.

At Farahi Law Firm, not only will we handle the complex paperwork of your case, but we will also put you in touch with the best health care providers and ensure you get the right medical treatment you need.

Contact us at (661) 215-8990 for a free, no-obligation consultation. We offer our clients a No Fee Guarantee policy, which means you won’t need to pay us a single cent unless we win your case. We are available 24/7!